As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
Do you have a list of things that need to be fixed or updated around the house? Well, now may be the perfect time!
For a variety of reasons, early fall is a great time of year to make home improvements. The days are still warm enough to tackle outdoor projects or leave the windows open, the kids are back in school, and contractors may be more available for certain types of projects. Also, most remodeling projects can be completed well before the start of the holiday season so you can relax in your new kitchen or living room with family and friends.
Take advantage of the perfect weather, and save yourself the misery of being exposed to harsher elements while you have exposed areas. You’ll not only improve the look of your home, you’ll improve energy efficiency and reduce costs in the colder winter months. While you’re at it, be sure to seal any exposed gaps and insulate areas that commonly allow heat to escape outside. Window and door frames are common contributors to this problem, as are uninsulated attic spaces.
The temperatures are perfect for outdoor painting. A new shade will give your home a warm and inviting feel, improve overall curb appeal, and give you a renewed sense of pride in your humble abode. As a bonus, that new layer of paint can even protect your home against termite damage, extend the life of your siding, and prevent damaging mold and mildew!
Don’t wait for ice and snow to turn a small headache into a migraine-size expense. Fall is a great time to get your roof maintained or repaired. A thorough roof check-up now will not only potentially save you money later, it may also increase the property value of your home!
Call a professional to clean, repair and protect your gutters, or even replace them with a newer style. Since clogged gutters and backed up water can cause significant damage to your home, this is one of the best investments you can make right now. In addition to protecting the outside of your home and your roof, you may also be protecting your ceilings and walls inside the home as well!
Particularly in New England, driveways tend to crack and buckle in freezing weather. Early fall is an ideal time to repair those cracks and get a new layer of sealcoat. Otherwise, water will continue to get under the surface causing more and more damage. Having a nice smooth surface will make cleaning, plowing, and shoveling a lot easier when winter weather arrives in a few months, too!
We offer home equity loans and lines of credit that can help you make the necessary improvements to your property to ensure savings over time! Make a small investment today in maintenance to avoid a major expense later.