As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
There’s a growing community of people who are strategically planning to retire much earlier than 65, 60, or even 50 years old. These people are making radical changes to their lifestyles and financial plans. They are looking to achieve “financial independence” and to “retire early.” Shortened to an acronym, that becomes F-I-R-E, and the FIRE movement is gaining popularity with millennials.
The basic goal of FIRE is to stash away a nest egg investment that provides enough interest income to support your new, pared down living expenses.
The driving force behind many people who are working toward (or have already achieved) FIRE is to have more control over their time, to cherish life experiences, and to not be tied to stressful jobs. For those that have achieved FIRE, many have seen improved health, mood, and relationships even while living on a smaller budget.
Some FIRE gurus recommend investing money instead of buying a house, while others recommend moving further away from your job to a more affordable community with a longer commute. There is a wealth of information about this topic, and once you learn the FIRE secrets, you might be hooked!
Open a Kasasa Saver account and you'll earn higher interest on your savings. While you continue to deposit money it will grow faster with the addition of the interest. Kasasa Saver is available with a Kasasa Cash or Kasasa Cash Back checking account. Learn more here!
As an MVCU member, you have access to free budgeting tools right inside your online banking! Explore these features in online banking: Creating Budgets and Creating Savings Goals.