As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
How would your life change if you were able to save $200 a month?
Did you know that’s less than $7 per day?
It could be as easy as skipping a fancy latte and snack each day. If you make this a daily habit, save this little stash of money, and utilize it smartly… it can do wonders for your financial situation over time.
Start socking away that $7 per day (which is about $50 per week), and deposit it into a separate savings account. The key is to put this money aside and don’t touch it. After six months, you’ll have built a good safety net of about $1,200 to cover any emergency expenses that may pop up in your life– like car repairs or medical bills.
After you’ve completed #1 above, start putting that $50 per week toward an extra payment to your credit card that has the smallest balance. Once that credit card bill is pulverized, you can then add that bill’s payment plus your $50 per week, to your credit card that has the next smallest balance. Before you know it, you’ll actually have eliminated your credit card debt!
Open a Kasasa Saver account and that money that you're socking away will grow even faster! Kasasa Saver accounts earn higher interest than a typical savings account, so your money will work harder for you. Kasasa Saver is available with a Kasasa Cash or Kasasa Cash Back checking account.
As an MVCU member, you have access to free budgeting tools right inside your online banking! Explore these features in online banking.