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Stay Safe from Gift Card Scams This Holiday Season
11/1/2024

Stay Safe from Gift Card Scams This Holiday Season

As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.

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Should I Save for Retirement or Emergencies?
11/1/2024

Should I Save for Retirement or Emergencies?

Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.

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Avoiding Financial Frights: How to Budget for Halloween Spending
9/23/2024

Avoiding Financial Frights: How to Budget for Halloween Spending

Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.

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Preparing for Tax Season
3/7/2024

Preparing for Tax Season

Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.

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Unlocking Financial Goals: The Power of Club Accounts
2/15/2024

Unlocking Financial Goals: The Power of Club Accounts

Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.

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It’s Never Too Late to go “Back to School”

8/26/2019

It’s Never Too Late to go “Back to School”

Did you know it’s truly never too late to go “back to school” and learn something new? There are options in New Hampshire, Massachusetts and even online for adults who are ready to expand their knowledge! 

Most local adult learning centers offer training to earn a high school diploma or equivalency, and English as a Second Language. You can take classes to update your work skills, such as by learning new computer software, or even expand into something totally new, like photography! 

In addition to traditional academic topics, at most centers, you can take classes on a variety of fun topics—such as arts, crafts, music, exercise, cooking, personal development and more! Some adult learning centers offer free classes, while others charge a modest fee for classes.

Adult Learning Centers in NH:

Adult Learning Centers in MA:

Free College Classes for Senior Citizens

Believe it or not, it’s true! There are special programs that allow seniors to take college level classes with free tuition!  Review each program’s details carefully, as there are other fees (such as registration or technology fees) that senior students still need to pay for while attending a tuition-free class.

In Massachusetts, there is a special program for adult residents who are 60 years or older to receive free tuition at a state-supported school in MA. The University of New Hampshire has a similar program for NH residents aged 65 or older.

Free Online Classes – General Education 

  • Khan Academy – offers a basic foundation in math, science and history 
  • Study.com – offers classes from middle school level through post-graduate level

Free Online Classes – Special Interest & College Level

  • Class Central –  1,500 classes about: business, computers, art, engineering, health, medicine, math, science, social studies, teaching and more
  • Coursera –  2,700 courses about: business, computers, personal development, information technology, language, math, science, art and more
  • MIT Open Courseware – 2400 courses about: energy, entrepreneurship, environment, programming, life science, and transportation 
  • Open Education powered by Blackboard –  offers classes from major universities on a wide variety of college-level topics
  • Open Learn University –  offers classes in health, education, history, art, language, business, environment, science, math, politics and more
  • Open Up Ed – offers 200 classes in multiple languages 
  • Saylor Academy – some classes can be transferred to other universities for college credit
  • Study.com –some classes can be transferred to other universities for college credit 

Financing for Adult Learners

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