As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
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Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
Recently, some of our members were targeted by a Home Warranty Notice scam. This isn’t the first time this scam has been used, and it probably won’t be the last. But don’t worry! If you stay alert and aware, you can avoid becoming a victim.
Here’s how the scam works:
A letter is sent to your home from a company you’ve never heard of. It says “Final Notice” at the top and declares that your Home Warranty, secured by Merrimack Valley Credit Union, is either expiring very soon or has already expired. The letter states that it’s urgent that you contact them immediately. There’s a phone number to call to speak to an agent.
Their goal? To get you on the phone where they ask for your personal and/or banking information.
The information that was used to create the letter was likely obtained from free records at the Registry of Deeds. The Credit Union did not share any of your information with this company.
How can you protect yourself?
It’s important to remain vigilant without being anxious! Here’s how you can protect your privacy and your finances:
If you are the victim of any scam, do not wait to contact us. The scammers are becoming very sophisticated, so don’t be ashamed or embarrassed. The sooner you let us know what happened, the better the chances are that we can help you. Our goal is always your financial safety and security.