As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
by Chris O’Shea
According to a study from the U.S. Department of Agriculture, groceries are going to get more expensive. The report suggested prices will likely increase between 1.5 percent and 2.5 percent during the next year. One way to save on groceries is to buy things in bulk. Here are some items that are usually worth buying in bulk:
If you bake, buy the supplies in bulk. Flour, baking powder, sugar and more will last at least a year in a pantry.
Canned foods — from pasta sauce to tuna to soups — last forever. Seriously. As long as the cans are in good condition (no rust, dents, etc.) the FDA says canned goods are safe “indefinitely.”
If you have young children, you know how expensive diapers can be. One recent report found that parents will spend between $70 to $80 per month — roughly $900 a year — on diapers for one child. It would behoove you to buy diapers in bulk. As US News reports, try a “subscribe and save” diaper-buying option like the one from Target. Doing so will save you about five percent overall.
Many people adopted dogs during the pandemic, and that’s great. But feeding dogs can be expensive. In fact, the average price-per-pound for dog food increased from 2019-2020. Do yourself a favor and buy Spot’s food in bulk. Unopened dry dog food can last for more than a year.
Earn rewards on your groceries with an MVCU Rewards Credit Card!