As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
You’re at a restaurant out of town and you’ve just finished a great dinner. Your server comes back to the table with your credit card. She looks at you and says, “I’m sorry, but your card has been declined. You stare at her for a moment, while your mind immediately starts calculating how that could be – you have a $10,000 credit limit, and you’re not even close to hitting it. You pull out another card, hand it to her, and continue to wonder what happened… then it hits you. Your credit card number has been stolen and your card has been turned off by your credit card company for suspected fraudulent activity.
If this has ever happened to you, you know how violated you can feel that someone is using your card and spending money that is not theirs. Credit Card Theft can happen even when the card is still in your possession – the thief has obtained your number and security information and has created a new card with the same information. And it may just be the first step in obtaining other parts of your identity.
To best protect yourself from credit card theft, here are some “Do’s and Don’ts” when it comes to keeping your credit card information safe.
If you suspect your credit card has been compromised, call your credit card company or your financial institution immediately. They’ll turn your card off and tell you how to dispute the fraudulent charges.
Merrimack Valley Credit Union wants you to be as safe and informed as possible. If you’re not sure if your credit card information has been stolen, please call us and speak with a representative: 800-356-0067.
Your financial needs are as individual as you are! Merrimack Valley Credit Union offers four different credit cards to meet your unique needs, including rewards, cash back, and secured.