As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
Are you preparing to find your dream house? Before you make the giant leap, here are 5 Tips to Get Ready for a Move:
Organize your important paperwork and put it all in the same place – things like your passport, personal identification documents, financial documents, insurance papers, college degrees/certificates and medical records. If you take the time to do this NOW, you can just grab the folders on moving day and have everything you need in reach. It will also help you when it comes time to apply for financing!
Now is the time to purge your home of things you don’t want, need, or use anymore. Pack things up to donate to a thrift store, have a yard sale, or give items away to friends. If you’re storing anyone else’s stuff at your house, give them fair warning and a deadline to stop by and remove their stuff. The less you have to sort through and pack, the better.
Go through your home and put your valuable items, like jewelry, in a safe place. Make an inventory of what you have and where in your house it currently is. This will make it easier to put these items together (and handle them personally) when moving day comes.
It may not seem like a moving task, but having backups of your computer files, photos, cell phone, and any other electronics will be a life-saver if anything happens to your devices during the move. (Oops – we dropped it and it broke!) You should also ensure that passwords are enabled on all your devices in case anything goes missing during your move. Keep prying eyes OUT of your personal information! The best time to do this is now, before your life gets busy with home-shopping and moving tasks.
Before you enter the “house hunting” phase, it’s important to get pre-qualified, so that you know what you can afford, and so that buyers will take your interest and offers more seriously. Let us help you find the mortgage that best fits your needs and budget.